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I would spend 55 minutes defining the problem and then five minutes solving it. (Albert Einstein)

Bond's Net Return
Calculator

Result

If you invest now 10000 $ with a coupon rate of 3% in a bond paid at a face value of 100 and sold at 103 on 30 November 2027 considering income taxes of 26% and a capital gain taxes of 26% , the net final gain would be
887 $(~2.87% CAGR)
if you didn't miss any of the full annual payments,
832 $ (~ 2.7% CAGR)
if you missed a quarter (25%) of the full annual payments,
776 $ (~ 2.52% CAGR)
if you missed half (50%) of the full annual payments,
721 $ (~ 2.34% CAGR)
if you missed 75% of the full annual payments.